Attention homeowners in Forney and Kaufman County: Get an Appraisal today!
Here are the top seven reasons why Texas homeowners use Central Appraisal Services:
We at Central Appraisal Services understand the unique needs of a customer after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Central Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.
Challenging a property tax assessmentIf you live in a local area that is going down or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal from Central Appraisal Services is your strongest weapon.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are seasoned in helping customers just like you delete undesirable PMI insurance.
Recently got a freeze to your HELOC?Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be inconvenient from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Central Appraisal Services can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for preciseness? An appraiser from Central Appraisal Services can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. Although most appraisal reviews are commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.